3tej Blog - Page 21
129 guides on personal finance, taxes, real estate, investing, and health.
Fed Rate Cut to 4.25%: What It Means for Mortgages, Savings, & Loans (May 16, 2026)
The Federal Reserve cut the federal funds rate by 25 bps to 4.25% on May 16, 2026. Mortgages, savings yields, and auto loans will move within weeks - ...
HRA metro vs non-metro 2026: which Indian cities qualify
HRA exemption is 50% of basic salary in metros (Mumbai, Delhi, Chennai, Kolkata) vs 40% elsewhere.
Best Indian cities for in-hand salary 2026
12 major cities ranked: Mumbai pays metro HRA (50%) but has highest rents. Bangalore is non-metro (40%) but lower professional tax. Full 2026 comparis...
India new regime vs old regime 2026: which wins at every income level
New tax regime brackets vs old with 80C/HRA deductions: break-even points by income level for FY 2025-26 in India.
Mutual Fund SWP vs FD vs annuity: which gives the best...
Comparing three retirement-income options: SWP from mutual fund, fixed deposit, and annuity. Tax efficiency, sequence-of-returns risk, withdrawal rate...
India indexation after July 2024: what changed for property...
Pre-July 2024: 20% LTCG with indexation (CII). Post-July 23, 2024: flat 12.5% without indexation. Grandfathering for older properties. Worked examples...