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3tej Blog - Page 22

129 guides on personal finance, taxes, real estate, investing, and health.

India tax

Home loan tax savings 2026: stack 24(b) + 80C + 80EEA

Section 24(b) Rs 2L on interest. 80C Rs 1.5L on principal. 80EEA Rs 1.5L extra for first-time buyers. Combined deduction up to Rs 5L. Old regime only.

10 - May - 2026
India tax

India zero tax up to ₹12 lakh: how Section 87A works in 2026

Section 87A makes income up to ₹12 lakh (₹12.75 lakh salaried) zero-tax under new regime FY 2025-26. Old regime: ₹5 lakh. Marginal relief above the th...

10 - May - 2026
Methodology

Effective vs marginal tax rate: why the bracket isn't your bill

Most people quote their tax bracket. Almost no one pays it. Here's the difference between marginal and effective tax rates, with numbers across 4 coun...

10 - May - 2026