3tej Blog - Page 18
129 guides on personal finance, taxes, real estate, investing, and health.
How to max your Canadian RRSP in 2026: full $32,490 contribution + tax savings
Canadian RRSP contribution limit for 2026 is 18% of 2025 earned income up to $32,490. Step-by-step guide to deduction timing, spousal RRSP, Home Buyer...
How to use the Canadian FHSA in 2026: $8K annual, $40K lifetime for first home
Canadian First Home Savings Account: $8,000 annual contribution, $40,000 lifetime. Deductible like RRSP, tax-free withdrawal like TFSA. Stack with HBP...
How to claim Canada CPP in 2026: 60 vs 65 vs 70 + enhanced CPP math
Canada Pension Plan claim strategy 2026: claim at 60 (36% reduction), 65 (full), or 70 (42% boost). Enhanced CPP raised the cap. Average claim age 64,...
How to calculate Canadian capital gains 2026: post-June 2024 inclusion + LCGE
Canadian capital gains tax 2026: 50 percent inclusion on first $250,000 personal gain, 66.67 percent above. LCGE rose to $1,016,836 for small business...
Top 10 Australian tax deductions for 2026 (ranked by typical dollar saving)
Top 10 Australian tax deductions for 2026: work from home, vehicle expenses, professional fees, super contributions, charitable donations, training, u...
Top 10 Australian super funds 2026 (returns + fees + features ranked)
Ranked top 10 Australian super funds 2026 by long-term returns + fees + features. AustralianSuper, ART, Aware Super, HostPlus, Hesta compared. Best ba...