3tej Blog - Page 19
129 guides on personal finance, taxes, real estate, investing, and health.

Top 10 Australian states ranked by cost of living 2026 (NSW, VIC, QLD, WA)
Australian states ranked by cost of living 2026: NSW (Sydney) highest at $5,800/month for couple; Tasmania lowest at $4,200. VIC, QLD, WA, SA, ACT com...

Top 10 Australian home loan rates 2026 (lowest variable + fixed ranked)
Top 10 Australian home loan rates May 2026: variable 5.45-5.85 percent, 2-3yr fixed 5.40-5.70 percent. CBA, ANZ, NAB, Westpac, Macquarie, ING, ME Bank...

Top 10 Australian investing mistakes 2026 (super, ETFs, property, crypto)
Top 10 most expensive Australian investing mistakes: wrong super allocation, paying high-MER mutual funds, missing franking credits, ignoring CGT disc...

How to lodge an Australian tax return 2026: step-by-step + October 31 deadline
Australian tax return for 2025-26: deadline October 31, 2026 (self-lodge) or May 15, 2027 (tax agent). Step-by-step myTax guide for salary, deductions...

How to maximize Australian super in 2026: $30,000 concessional cap + carry-forward
Australian super contribution cap for 2025-26 is $30,000 concessional, $120,000 non-concessional. Stage 3 tax cuts. Carry-forward unused concessional ...

How to calculate Australian stamp duty 2026 by state (NSW, VIC, QLD, WA, SA)
Australian stamp duty (transfer duty) varies by state. NSW $1.6M house = $73,150. VIC same = $99,440. QLD = $77,000. Compare state rates, first-home c...
